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Car Insurance: A Few Frequently Asked Questions
Why does my insurance go up if I have an accident or get a ticket?
Insurance companies charge higher rates to drivers with tickets and accidents because they are statistically higher risks. Claims statistics and studies by law enforcement agencies show that the chances of having an accident increases depending on how many tickets and accidents a driver has already had.
If I lend my car to a friend, is he or she covered under my insurance?
Most policies will cover drivers who have permission to use your auto. But check your policy, or ask your agent, to see if the conditions of your policy will change for drivers who are not regular operators of the car.
I have an older car whose value is very low - do I need insurance?
You should always have bodily injury and property damage. In most states you're legally required to carry a minimum amount.
Will my insurance cover my leased car if it is stolen or totaled in an accident?
Your insurance company should handle your claims the same way whether you own, lease or finance your car. But, make sure to check on your company's rules about leased cars.
What does my auto insurance policy cover when I rent a car?
It depends on your policy. The best thing is to review your policy or ask your insurance agent. For example, your policy may cover cars rented for pleasure, like vacations or special events, but not for business.
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Car Insurance Articles
ashington auto insurance rate holds stead - Thu, 02 Sep 2010 09:19:54 -0700
The median six-month auto insurance rate in Washington has remained steady over the last six months, increasing less than 1 percent to $637 according to InsWeb, an online insurance comparison provider.A Washington household that pays the six-month median rate of $637 and earns the Washington household median annual income of $45,909 pays about 2.8 percent of its gross income for car insurance. ...
uto insurance reforms take effect Wednesda - Wed, 01 Sep 2010 05:16:40 -0700
The Ontario government and auto insurance industry say the reforms will lower premiums. Consumers are skeptical.
ntario auto insurance changes help crack down on fraud, minister say - Wed, 01 Sep 2010 01:42:39 -0700
TORONTO - New auto insurance rules kick in today that the government says help crack down on fraud, but opposition critics say those changes leave honest drivers paying more.
uto insurance reforms cut benefits, says lawye - Tue, 31 Aug 2010 04:57:46 -0700
The province's new auto insurance reforms take effect Wednesday will be detrimental for consumers, says a Toronto personal injury lawyer. Some consumers will be too confused by the jargon of the 41 new legislative reforms, they won't know how to ensure they get the coverage they need.[...]
nt. auto insurance reforms hurt consumers: critic - Wed, 01 Sep 2010 05:25:32 -0700
Changes to Ontario's auto insurance that take effect Wednesday will provide less coverage for the same cost, critics say.
uto insurance premiums have to go up eventually, McGuinty say - Wed, 01 Sep 2010 11:33:01 -0700
— New auto insurances changes that kick in today are rankling the opposition, but Premier Dalton McGuinty says premiums have to rise at some point.
rogressive Insurance Automotive X PRIZE to Award Up to $10 Million on September 16 in Washington, D.C. Ceremon - Thu, 02 Sep 2010 08:16:56 -0700
Progressive Insurance, the country's fourth largest auto insurance group, and The X PRIZE Foundation, an educational nonprofit prize organization, will announce the winners of the Progressive Insurance Automotive X PRIZE at a special awards ceremony in Washington, D.C. Up to $10 million will be awarded to as many as three teams that proved their entry vehicle could meet the competition's ...
uto insurance reforms cuts benefit - Mon, 30 Aug 2010 15:16:17 -0700
The province’s new auto insurance reforms that take effect Wednesday will be detrimental for consumers, says a Toronto personal injury lawyer.
ashington State Median Auto Insurance Rate Now $637 per Househol - Wed, 01 Sep 2010 07:43:00 -0700
SACRAMENTO, CA--(Marketwire - 09/01/10) - The median six-month auto insurance rate in Washington has remained steady over the last six months, increasing less than one percent to reach $637 according to InsWeb (NASDAQ: INSW - News ), a leading online insurance comparison provider. InsWeb also reported Washington median auto insurance rates segmented by specific demographic groups. These include ...
ennsylvania Ponders Increased Auto Liability Limit - Fri, 03 Sep 2010 08:04:54 -0700
A new bill introduced to the Pennsylvania senate would double the minimum liability amounts of auto insurance policies in the state. Current laws set minimum liability limits for bodily injury at ...